The Canada Revenue Agency (CRA) is set to deliver welcome financial relief this summer through the GST Credit Increase July 2025 Canada program. As part of the federal government’s ongoing effort to support low- and modest-income households, the GST credit increase July 2025 Canada rollout marks the biggest mid-year adjustment to the Goods and Services Tax credit since 2022.
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Here’s everything you need to know about the GST Credit Increase July 2025 Canada announcement, including the new payment amounts, eligibility rules, and exact payment dates.
What is the GST Credit?
The GST/HST credit is a tax-free quarterly payment provided by the CRA to help eligible Canadians offset the cost of the federal sales tax (GST and HST) on everyday purchases. It is especially aimed at lower-income individuals and families.
Payments are issued four times a year — in January, April, July, and October — and are based on your previous year’s income tax return.
Why the GST Credit Is Increasing in July 2025
The GST credit increase July 2025 Canada is part of the federal government’s new affordability package, designed to counteract rising inflation and ongoing cost-of-living pressures.
Officials confirmed that starting July 5, 2025, the GST credit increase July 2025 Canada will take effect, resulting in higher quarterly payments for millions of eligible Canadians.
According to the Department of Finance, this increase reflects both:
- Updated inflation adjustments
- An expansion of the income threshold limits for eligibility
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New Payment Amounts: How Much Will You Get?
Under the GST credit increase July 2025 Canada, eligible recipients can expect the following maximum annual amounts:
- $533 for single individuals (up from $519)
- $698 for married or common-law couples (up from $680)
- $184 per child under 19 (up from $179)
These updated amounts will be split over 4 quarterly payments, starting with the first increased payment on July 5, 2025.
Example: A couple with two children could receive up to $1,140 per year, or $285 per quarter under the GST credit increase July 2025 Canada plan.
Who is Eligible for the GST Credit Increase July 2025 Canada?
To qualify for the GST credit increase July 2025 Canada, you must:
- Be 19 years or older (or have a spouse/common-law partner or child)
- Be a Canadian resident for income tax purposes
- Have filed your 2024 income tax return
- Meet the adjusted family net income threshold
The benefit starts to phase out as income increases. For July 2025 to June 2026 payments, full eligibility typically applies to individuals earning less than $49,000 annually, and families with income below approximately $65,000 (depending on number of children).
How to Get the GST Credit Increase July 2025 Canada
No separate application is needed to receive the GST credit increase July 2025 Canada. If you’re eligible and have filed your taxes, the CRA will automatically assess and send your payments via:
- Direct deposit
- Mailed cheque
You can check your eligibility and payment details through your CRA MyAccount online.
Payment Schedule for 2025-2026
With the GST credit increase July 2025 Canada, the CRA’s quarterly payment dates are:
- July 5, 2025 (first increased payment)
- October 4, 2025
- January 3, 2026
- April 3, 2026
What to Do If You Don’t Receive Your Payment
If you don’t receive your GST credit increase July 2025 Canada payment by July 15, contact the CRA or check your MyAccount for status updates. Delays may occur due to late tax filing, address issues, or incomplete banking details.
Final Thoughts
The GST credit increase July 2025 Canada is a crucial boost for millions of Canadians grappling with rising food prices, rent, and daily expenses. By increasing the GST/HST credit amounts and broadening eligibility, the federal government is providing targeted relief when many need it most.
Make sure your 2024 tax return is filed and up to date to receive the GST credit increase July 2025 Canada without delay.